{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-013515","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.876490+00:00","generated_at":"2026-05-30T11:09:44.291672+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Hanover Bancorp Q3 net income flat at $3.5M; adjusted EPS $0.50, up from $0.38 YoY","bullets":["Net income $3.5M ($0.48 diluted EPS); adjusted net income $3.7M ($0.50 diluted EPS).","Record non-interest income $4.0M, up 9.17% QoQ and 6.66% YoY.","Net interest margin improved to 2.37% from 2.29% YoY; net interest income $13.1M, up 11.04% YoY.","SBA loan sale gains $2.4M, up 63.83% YoY; total SBA loans sold $27.1M.","Tangible book value per share $23.28 vs $22.51 at Dec 31; dividend $0.10 per share payable Nov 13."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-013515","json":"https://secwatch.observer/filing/0001558370-24-013515.json","markdown":"https://secwatch.observer/filing/0001558370-24-013515.md","text":"https://secwatch.observer/filing/0001558370-24-013515.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000155837024013515/0001558370-24-013515-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000155837024013515/hnvr-20241023x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:09:44.291672+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}