{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-013523","form_type":"8-K","ticker":"JUVF","cik":"0000714712","company_name":"JUNIATA VALLEY FINANCIAL CORP","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.884741+00:00","generated_at":"2026-05-30T11:14:48.771449+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Juniata Valley Q3 net income $1.6M, EPS $0.33; declares $0.22 dividend","bullets":["Net income Q3 2024 $1.6M ($0.33 diluted EPS) vs $1.8M ($0.36) in Q3 2023.","Nine-month net income $4.7M ($0.95 EPS) vs $4.9M ($0.98) in prior year.","Net interest income up 2.0% YoY to $5.8M; noninterest income up 11.1% to $1.4M.","Asset quality: delinquent/nonperforming loans 0.2% of total loans, unchanged from prior quarter.","Board declared $0.22/share cash dividend, payable Nov 29, record Nov 15."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-013523","json":"https://secwatch.observer/filing/0001558370-24-013523.json","markdown":"https://secwatch.observer/filing/0001558370-24-013523.md","text":"https://secwatch.observer/filing/0001558370-24-013523.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714712/000155837024013523/0001558370-24-013523-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714712/000155837024013523/juvf-20241023x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:14:48.771449+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}