secwatch.observer — SEC 8-K summary
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Issuer:     JUNIATA VALLEY FINANCIAL CORP (JUVF)
CIK:        0000714712
Form:       8-K
Filed at:   2024-10-23T23:59:59+00:00
Accession:  0001558370-24-013523
Event type: earnings
Sentiment:  neutral
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Juniata Valley Q3 net income $1.6M, EPS $0.33; declares $0.22 dividend
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- Net income Q3 2024 $1.6M ($0.33 diluted EPS) vs $1.8M ($0.36) in Q3 2023.
- Nine-month net income $4.7M ($0.95 EPS) vs $4.9M ($0.98) in prior year.
- Net interest income up 2.0% YoY to $5.8M; noninterest income up 11.1% to $1.4M.
- Asset quality: delinquent/nonperforming loans 0.2% of total loans, unchanged from prior quarter.
- Board declared $0.22/share cash dividend, payable Nov 29, record Nov 15.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/714712/000155837024013523/0001558370-24-013523-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/714712/000155837024013523/juvf-20241023x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-24-013523

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