---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-24-013630"
form_type: "8-K"
ticker: "HTH"
cik: "0001265131"
company_name: "Hilltop Holdings Inc."
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:21:59.796878+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hilltop Q3 EPS $0.46 vs $0.57 YoY; net interest income falls 9.2%

## Summary
- Net income to common $29.7M ($0.46 diluted EPS) vs $37.0M ($0.57) in Q3 2023.
- Net interest income $105.0M, down 9.2% YoY; net interest margin 2.84% vs 3.02%.
- Reversal of credit losses $1.3M vs provision of $10.9M in Q2 2024; non-accrual loans 1.02%.
- Mortgage origination pre-tax loss $8.7M; loan production $2.3B, gain-on-sale margin 224 bps.
- Declared $0.17 quarterly dividend, payable Nov 22 to holders of record Nov 8, 2024.

## SEC filing metadata
- accession: 0001558370-24-013630
- form_type: 8-K
- ticker: HTH
- cik: 0001265131
- company_name: Hilltop Holdings Inc.
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1265131/000155837024013630/0001558370-24-013630-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1265131/000155837024013630/hth-20241024x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-24-013630
- JSON: https://secwatch.observer/filing/0001558370-24-013630.json
- Plain text: https://secwatch.observer/filing/0001558370-24-013630.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.