secwatch.observer — SEC 8-K summary
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Issuer:     SOUTHERN MISSOURI BANCORP, INC. (SMBC)
CIK:        0000916907
Form:       8-K
Filed at:   2024-10-29T23:59:59+00:00
Accession:  0001558370-24-013775
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Southern Missouri Bancorp Q1 fiscal 2025 net income falls 5.3% YoY; EPS $1.10
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- Net income $12.5M ($1.10 diluted EPS), down 5.3% YoY; adjusted EPS $1.16 excluding $0.06 one-time cost.
- Net interest margin 3.37%, down 7 bps YoY but up 12 bps from linked quarter; NII up $1.3M.
- Provision for credit losses $2.2M, up $1.3M from both prior year and linked quarter.
- Nonperforming loans $8.2M (0.21% of loans) vs $6.7M (0.17%) at June 30.
- Quarterly dividend $0.23/share declared, payable Nov 29 to holders of record Nov 15.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/916907/000155837024013775/0001558370-24-013775-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/916907/000155837024013775/smbc-20241028x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-24-013775

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer