{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-24-013952","form_type":"8-K","ticker":"PBFS","cik":"0001769663","company_name":"Pioneer Bancorp, Inc./MD","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.541531+00:00","generated_at":"2026-05-30T08:25:06.129475+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"confidence":"high","headline":"Pioneer Bancorp posts record quarterly net income of $6.3M, EPS $0.25 vs $0.14 YoY","bullets":["Net income $6.3M ($0.25 per share), up from $3.4M ($0.14) in Sep '23 quarter; record quarterly net income.","Net loans $1.40B (+4.1% vs Jun '24); deposits $1.68B (+8.1%).","Net interest margin 4.12%, up 36 bps YoY; credit provision was a $870K credit (improvement).","Non-performing assets fell to $5.4M (0.27% of assets) from $9.2M (0.49%) in Jun '24.","Closed Pioneer Commercial Bank merger Oct 1, 2024; repurchased 114,389 shares at avg $10.46 in Q."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-24-013952","json":"https://secwatch.observer/filing/0001558370-24-013952.json","markdown":"https://secwatch.observer/filing/0001558370-24-013952.md","text":"https://secwatch.observer/filing/0001558370-24-013952.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1769663/000155837024013952/0001558370-24-013952-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1769663/000155837024013952/pbfs-20241030x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T08:25:06.129475+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}