---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-000315"
form_type: "8-K"
ticker: "RLI"
cik: "0000084246"
company_name: "RLI CORP"
filed_at: "2025-01-22T23:59:59+00:00"
generated_at: "2026-05-27T21:37:30.996061+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# RLI Q4 net earnings drop to $0.44 from $1.24; Hurricane Milton loss $42.4M

## Summary
- Q4 net earnings $40.9M ($0.44 diluted), down from $114.6M ($1.24); operating earnings $0.41 vs $0.77.
- Hurricane Milton caused $42.4M net underwriting loss in Q4; favorable prior-year reserve development added $8.7M.
- Full-year gross premiums exceeded $2B for first time, up 11%; combined ratio 86.2 (29th consecutive profitable year).
- Special dividend of $2.00/share paid Dec 20; regular dividend $0.145/share; $236M returned to shareholders in 2024.
- Book value per share $16.59, up 24% including dividends; 2-for-1 stock split executed Jan 15, 2025.

## SEC filing metadata
- accession: 0001558370-25-000315
- form_type: 8-K
- ticker: RLI
- cik: 0000084246
- company_name: RLI CORP
- filed_at: 2025-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/84246/000155837025000315/0001558370-25-000315-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/84246/000155837025000315/rli-20250122x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-000315
- JSON: https://secwatch.observer/filing/0001558370-25-000315.json
- Plain text: https://secwatch.observer/filing/0001558370-25-000315.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.