---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-000362"
form_type: "8-K"
ticker: "BHB"
cik: "0000743367"
company_name: "BAR HARBOR BANKSHARES"
filed_at: "2025-01-23T23:59:59+00:00"
generated_at: "2026-05-27T17:34:20.289950+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Bar Harbor Bankshares Q4 GAAP EPS $0.72 vs $0.65 YoY; dividend $0.30

## Summary
- GAAP net income $11.0M ($0.72 diluted) vs $9.9M ($0.65) in Q4 2023.
- Net interest margin stable at 3.17%; commercial loan growth 14% annualized.
- Wealth management fee income up 9.1% to $3.7M; assets under management $2.8B.
- Total loans grew $65.4M or 8% annualized; non-accruing loans at 0.22% of total.
- Board declared $0.30/share cash dividend, payable March 20, 2025 to Feb 20 record.

## SEC filing metadata
- accession: 0001558370-25-000362
- form_type: 8-K
- ticker: BHB
- cik: 0000743367
- company_name: BAR HARBOR BANKSHARES
- filed_at: 2025-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/743367/000155837025000362/0001558370-25-000362-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/743367/000155837025000362/bhb-20250123x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-000362
- JSON: https://secwatch.observer/filing/0001558370-25-000362.json
- Plain text: https://secwatch.observer/filing/0001558370-25-000362.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.