{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-000431","form_type":"8-K","ticker":"BSRR","cik":"0001130144","company_name":"SIERRA BANCORP","filed_at":"2025-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.998481+00:00","generated_at":"2026-05-27T08:59:51.996179+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Sierra Bancorp Q4 net income $10.4M ($0.72 EPS), up 65% YoY; FY net income $40.6M","bullets":["Q4 net income $10.4M ($0.72 diluted EPS) vs $6.3M ($0.43) in Q4 2023; full-year $40.6M ($2.82) vs $34.8M ($2.36).","Net interest margin expanded 34 bps to 3.65%; loans grew 12% YoY to $2.33B; deposits up 5% to $2.89B.","Board increased quarterly dividend to $0.25/share (up $0.01), marking 104th consecutive quarterly dividend.","Repurchased 229,850 shares in Q4 at avg $29.38; additional 112,896 shares through Jan 23, 2025.","Tangible book value per share rose to $23.15 from $20.91 a year ago; Community Bank Leverage Ratio 11.80%."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-000431","json":"https://secwatch.observer/filing/0001558370-25-000431.json","markdown":"https://secwatch.observer/filing/0001558370-25-000431.md","text":"https://secwatch.observer/filing/0001558370-25-000431.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1130144/000155837025000431/0001558370-25-000431-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1130144/000155837025000431/bsrr-20250127x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:59:51.996179+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}