secwatch.observer — SEC 8-K summary
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Issuer:     SOUTHERN MISSOURI BANCORP, INC. (SMBC)
CIK:        0000916907
Form:       8-K
Filed at:   2025-01-28T23:59:59+00:00
Accession:  0001558370-25-000439
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Southern Missouri Bancorp Q2 net income $14.7M (+20.2%), EPS $1.30, NIM 3.36%
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- Net income $14.7M, up $2.5M (+20.2%) YoY; diluted EPS $1.30 vs $1.07 prior year.
- Net interest margin 3.36% vs 3.25% a year ago; net interest income up 10.6% to $38.1M.
- Loan balances grew 7.9% YoY to $4.0B; deposits up 5.6% YoY to $4.2B with seasonal inflows.
- Tangible book value per share $38.91, up 12.3% YoY; efficiency ratio improved to 55.3% from 58.5%.
- Quarterly dividend of $0.23 per share declared, payable Feb 28, 2025 to record Feb 14, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/916907/000155837025000439/0001558370-25-000439-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/916907/000155837025000439/smbc-20250127x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-25-000439

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer