Juniata Valley Financial Q4 net income $1.5M, down from $1.7M YoY; FY EPS $1.25 vs $1.32

JUNIATA VALLEY FINANCIAL CORP

2024-FY EPS reported $1.24

Q4 2024 net income $1.5M ($0.30/sh) vs $1.7M ($0.33/sh) in Q4 2023.
FY 2024 net income $6.2M ($1.25 diluted EPS) vs $6.6M ($1.31) in FY 2023.
Net interest margin improved to 2.76% in Q4 from 2.64% a year ago.
Non-interest income rose 12.4% in Q4; non-interest expense up 13.7% on higher compensation and benefits.
Nonperforming loans only 0.1% of total loans; board declared $0.22 dividend payable Feb 28.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.