{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-000542","form_type":"8-K","ticker":"PBFS","cik":"0001769663","company_name":"Pioneer Bancorp, Inc./MD","filed_at":"2025-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.792362+00:00","generated_at":"2026-05-27T05:41:17.071596+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Pioneer Bancorp reports $9.6M net income for six months ended Dec 2024; EPS $0.38 vs $0.26","bullets":["Net income $9.6M ($0.38/sh) for six months ended Dec 31, 2024, up from $6.6M ($0.26/sh) a year ago.","Net loans rose 6.7% to $1.43B; deposits up 2.3% to $1.59B vs June 30, 2024.","Non-performing assets fell to 0.27% of total assets from 0.49% at June 30, 2024.","Net interest margin expanded 28 bps to 3.99% for the six-month period.","Repurchased 287,389 shares at avg $10.81 under May 2024 stock buyback program."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-000542","json":"https://secwatch.observer/filing/0001558370-25-000542.json","markdown":"https://secwatch.observer/filing/0001558370-25-000542.md","text":"https://secwatch.observer/filing/0001558370-25-000542.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1769663/000155837025000542/0001558370-25-000542-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1769663/000155837025000542/pbfs-20250130x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T05:41:17.071596+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}