secwatch.observer — SEC 8-K summary
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Issuer:     Pioneer Bancorp, Inc./MD (PBFS)
CIK:        0001769663
Form:       8-K
Filed at:   2025-01-30T23:59:59+00:00
Accession:  0001558370-25-000542
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Pioneer Bancorp reports $9.6M net income for six months ended Dec 2024; EPS $0.38 vs $0.26
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- Net income $9.6M ($0.38/sh) for six months ended Dec 31, 2024, up from $6.6M ($0.26/sh) a year ago.
- Net loans rose 6.7% to $1.43B; deposits up 2.3% to $1.59B vs June 30, 2024.
- Non-performing assets fell to 0.27% of total assets from 0.49% at June 30, 2024.
- Net interest margin expanded 28 bps to 3.99% for the six-month period.
- Repurchased 287,389 shares at avg $10.81 under May 2024 stock buyback program.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1769663/000155837025000542/0001558370-25-000542-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1769663/000155837025000542/pbfs-20250130x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-25-000542

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer