---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-001216"
form_type: "8-K"
ticker: "CTO"
cik: "0000023795"
company_name: "CTO Realty Growth, Inc."
filed_at: "2025-02-20T23:59:59+00:00"
generated_at: "2026-05-26T09:44:06.372244+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CTO Realty posts Q4 net loss $(0.56)/share; Core FFO $1.88 for FY2024; guides FY2025 Core FFO $1.80-$1.86

## Summary
- Q4 net loss $(0.56)/diluted share; full year net loss $(0.35)/share; Core FFO $0.46 (Q4) and $1.88 (FY).
- Invested $330.8M at 9.3% yield in 2024; raised $165.2M net via ATM; same-property NOI up 4.0% YoY.
- Signed 70 leases (452k sq ft) at 23% cash spread; signed-not-open pipeline $5.2M (5.7% of in-place rent).
- FY2025 guidance: Core FFO $1.80-$1.86, AFFO $1.93-$1.98; investments $100M-$200M at 8.0%-8.5% yield.
- Net debt to pro forma adj. EBITDA improved to 6.3x; dividend unchanged at $0.38/quarter common.

## SEC filing metadata
- accession: 0001558370-25-001216
- form_type: 8-K
- ticker: CTO
- cik: 0000023795
- company_name: CTO Realty Growth, Inc.
- filed_at: 2025-02-20T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/23795/000155837025001216/0001558370-25-001216-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/23795/000155837025001216/cto-20250220x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-001216
- JSON: https://secwatch.observer/filing/0001558370-25-001216.json
- Plain text: https://secwatch.observer/filing/0001558370-25-001216.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.