---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-001760"
form_type: "8-K"
ticker: "IBOC"
cik: "0000315709"
company_name: "INTERNATIONAL BANCSHARES CORP"
filed_at: "2025-02-27T23:59:59+00:00"
generated_at: "2026-05-26T02:40:27.574481+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# IBOC Q4 net income rises 8.2% YoY to $115.1M; full-year EPS $6.57, down 0.8%

## Summary
- Full year 2024 net income $409.2M ($6.57 diluted EPS) vs $411.8M ($6.62) in 2023.
- Q4 2024 net income $115.1M ($1.85 diluted EPS) vs $106.4M ($1.71) in Q4 2023.
- Total assets $15.7B at Dec 31, 2024, up from $15.1B; net loans $8.7B vs $7.9B.
- Deposits increased to $12.1B from $11.8B year-over-year.
- CEO cites higher interest income from loan and investment portfolios as key driver.

## SEC filing metadata
- accession: 0001558370-25-001760
- form_type: 8-K
- ticker: IBOC
- cik: 0000315709
- company_name: INTERNATIONAL BANCSHARES CORP
- filed_at: 2025-02-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/315709/000155837025001760/0001558370-25-001760-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/315709/000155837025001760/iboc-20250227x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-001760
- JSON: https://secwatch.observer/filing/0001558370-25-001760.json
- Plain text: https://secwatch.observer/filing/0001558370-25-001760.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.