secwatch.observer — SEC 8-K summary
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Issuer:     INTERNATIONAL BANCSHARES CORP (IBOC)
CIK:        0000315709
Form:       8-K
Filed at:   2025-02-27T23:59:59+00:00
Accession:  0001558370-25-001760
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

IBOC Q4 net income rises 8.2% YoY to $115.1M; full-year EPS $6.57, down 0.8%
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- Full year 2024 net income $409.2M ($6.57 diluted EPS) vs $411.8M ($6.62) in 2023.
- Q4 2024 net income $115.1M ($1.85 diluted EPS) vs $106.4M ($1.71) in Q4 2023.
- Total assets $15.7B at Dec 31, 2024, up from $15.1B; net loans $8.7B vs $7.9B.
- Deposits increased to $12.1B from $11.8B year-over-year.
- CEO cites higher interest income from loan and investment portfolios as key driver.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/315709/000155837025001760/0001558370-25-001760-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/315709/000155837025001760/iboc-20250227x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-25-001760

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer