{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-002094","form_type":"8-K","ticker":"PMTS","cik":"0001641614","company_name":"CPI Card Group Inc.","filed_at":"2025-03-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.278273+00:00","generated_at":"2026-05-25T14:08:55.017712+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CPI Card Group Q4 net sales up 22% to $125M; net income up 148%; guides mid-to-high single-digit growth for 2025","bullets":["Q4 net sales $125.1M (+22% YoY); net income $6.8M (+148%); diluted EPS $0.57.","Full yr net sales $480.6M (+8%); net income $19.5M (-19% due to $8.8M debt refinancing costs); Adj EBITDA $91.9M (+3%).","Prepaid Debit segment net sales $106.5M (+26% YoY); driven by higher-value packaging and healthcare payment solutions.","2025 outlook: mid-to-high single-digit net sales & Adj EBITDA growth; Free Cash Flow slightly below 2024; Net Leverage below 3.0x.","Completed debt refinancing: $285M 10% Senior Secured Notes due 2029, new $75M ABL revolver."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-002094","json":"https://secwatch.observer/filing/0001558370-25-002094.json","markdown":"https://secwatch.observer/filing/0001558370-25-002094.md","text":"https://secwatch.observer/filing/0001558370-25-002094.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1641614/000155837025002094/0001558370-25-002094-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1641614/000155837025002094/pmts-20250304x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-25T14:08:55.017712+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}