{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-003821","form_type":"8-K","ticker":"TULP","cik":"0000875355","company_name":"BLOOMIA HOLDINGS, INC.","filed_at":"2025-03-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.578331+00:00","generated_at":"2026-05-24T04:29:44.758265+00:00","sec_items":["2.02","5.03","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Lendway reports Q4 net loss of $2.9M, FY2024 loss of $5.7M; fiscal year changes to June 30","bullets":["Q4 revenue $6.2M (all from Bloomia acquisition); gross loss $0.6M; operating loss $3.9M vs $0.5M loss in Q4 2023.","FY2024 revenue $37.8M; net loss $5.7M ($3.24/share) vs net income $2.4M ($1.36/share) in 2023, primarily due to acquisition costs and interest.","Adjusted EBITDA for FY2024 was $1.0M vs loss of $3.5M in 2023; Bloomia contributed $3.7M adjusted EBITDA since acquisition.","Cash and cash equivalents $1.8M at Dec 31, 2024, down from $16.1M, primarily due to funding Bloomia purchase.","Board changed fiscal year end from Dec 31 to June 30; transition report for six months ending June 30, 2025 to be filed."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-003821","json":"https://secwatch.observer/filing/0001558370-25-003821.json","markdown":"https://secwatch.observer/filing/0001558370-25-003821.md","text":"https://secwatch.observer/filing/0001558370-25-003821.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/875355/000155837025003821/0001558370-25-003821-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/875355/000155837025003821/ldwy-20250324x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-24T04:29:44.758265+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bedc74f3f459e9281c4d52ccd1c8542a4d231d75","claim":"BLOOMIA HOLDINGS, INC.: Changed fiscal year end from December 31 to June 30 (effective 2025-03-25).","evidence_excerpt":"On March 25, 2025, the Company’s Board of Directors approved a resolution to change the Company’s fiscal year end from December 31 to June 30 of each calendar year.","evidence_source":"SEC 8-K Item 5.03/5.05/5.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/875355/000155837025003821/0001558370-25-003821-index.htm","confidence":0.9,"family_label":"Governance Changes","details":[{"label":"Change","value":"fiscal year change"},{"label":"Effective","value":"2025-03-25"}],"fact_type":"governance_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}