secwatch.observer — SEC 8-K summary
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Issuer:     SMARTFINANCIAL INC. (SMBK)
CIK:        0001038773
Form:       8-K
Filed at:   2025-04-21T23:59:59+00:00
Accession:  0001558370-25-005082
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SmartFinancial Q1 net income $11.3M, EPS $0.67; loan growth 9% annualized
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- Net income of $11.3M ($0.67 diluted EPS) up from $9.4M ($0.55) in Q1 2024.
- Operating earnings $11.3M ($0.67 diluted EPS) vs $8.4M ($0.49) in Q1 2024.
- Organic loan & lease growth of $86M, 9% annualized QoQ; deposit growth $122M (10% annualized).
- Credit quality solid, NPAs to total assets at 0.19%.
- Quarterly cash dividend of $0.08/share declared, payable May 19 to holders of record May 2, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1038773/000155837025005082/0001558370-25-005082-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1038773/000155837025005082/smbk-20250421x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-25-005082

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