{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-005340","form_type":"8-K","ticker":"ESQ","cik":"0001531031","company_name":"Esquire Financial Holdings, Inc.","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.647466+00:00","generated_at":"2026-05-23T06:58:35.480443+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Esquire Financial Q1 net income rises 13% to $11.4M; NIM expands to 5.96%; dividend up 17%","bullets":["EPS of $1.33 diluted ($0.20 beat vs $1.12 consensus).","Net interest margin 5.96%, up 9 bps linked quarter on commercial loan growth to $1.42B.","Core deposits grew $45.9M linked quarter to $1.69B; cost of deposits 0.94%.","Dividend increased 17% to $0.175/share; fourth consecutive increase since 2022.","Announced joint venture with Fortress Investment Group to expand lending to contingency fee law firms."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-005340","json":"https://secwatch.observer/filing/0001558370-25-005340.json","markdown":"https://secwatch.observer/filing/0001558370-25-005340.md","text":"https://secwatch.observer/filing/0001558370-25-005340.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1531031/000155837025005340/0001558370-25-005340-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1531031/000155837025005340/esq-20250424x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T06:58:35.480443+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}