{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-005425","form_type":"8-K","ticker":"HTH","cik":"0001265131","company_name":"Hilltop Holdings Inc.","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.799520+00:00","generated_at":"2026-05-23T06:45:42.287053+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hilltop Q1 2025 EPS $0.65 vs $0.42 YoY; noninterest income up 17.5% on $30.5M merchant bank gain","bullets":["Net income to common $42.1M ($0.65 diluted) vs $27.7M ($0.42) YoY; includes $30.5M pre-tax merchant bank gain.","Net interest income $105.1M, NIM 2.84% vs 2.72% in Q4 2024; provision for credit losses $9.3M (vs reversal of $2.9M YoY).","Noninterest income $213.3M (+17.5% YoY); broker-dealer pre-tax margin 8.5% vs 16.2% YoY.","Mortgage originations $1.7B flat YoY; net gains on loan sales 232 bps (vs 226 bps in Q4 2024).","Declared $0.18 quarterly dividend payable May 22 (record May 8); repurchased 1.05M shares at avg $31.80 in Q1."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-005425","json":"https://secwatch.observer/filing/0001558370-25-005425.json","markdown":"https://secwatch.observer/filing/0001558370-25-005425.md","text":"https://secwatch.observer/filing/0001558370-25-005425.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1265131/000155837025005425/0001558370-25-005425-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1265131/000155837025005425/hth-20250424x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T06:45:42.287053+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}