---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-005425"
form_type: "8-K"
ticker: "HTH"
cik: "0001265131"
company_name: "Hilltop Holdings Inc."
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T06:45:42.287053+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hilltop Q1 2025 EPS $0.65 vs $0.42 YoY; noninterest income up 17.5% on $30.5M merchant bank gain

## Summary
- Net income to common $42.1M ($0.65 diluted) vs $27.7M ($0.42) YoY; includes $30.5M pre-tax merchant bank gain.
- Net interest income $105.1M, NIM 2.84% vs 2.72% in Q4 2024; provision for credit losses $9.3M (vs reversal of $2.9M YoY).
- Noninterest income $213.3M (+17.5% YoY); broker-dealer pre-tax margin 8.5% vs 16.2% YoY.
- Mortgage originations $1.7B flat YoY; net gains on loan sales 232 bps (vs 226 bps in Q4 2024).
- Declared $0.18 quarterly dividend payable May 22 (record May 8); repurchased 1.05M shares at avg $31.80 in Q1.

## SEC filing metadata
- accession: 0001558370-25-005425
- form_type: 8-K
- ticker: HTH
- cik: 0001265131
- company_name: Hilltop Holdings Inc.
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1265131/000155837025005425/0001558370-25-005425-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1265131/000155837025005425/hth-20250424x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-005425
- JSON: https://secwatch.observer/filing/0001558370-25-005425.json
- Plain text: https://secwatch.observer/filing/0001558370-25-005425.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.