{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-005624","form_type":"8-K","ticker":"BSRR","cik":"0001130144","company_name":"SIERRA BANCORP","filed_at":"2025-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.604494+00:00","generated_at":"2026-05-23T04:43:31.660180+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Sierra Bancorp Q1 2025 EPS $0.65; NIM 3.74%, efficiency ratio improves to 60.62%","bullets":["Net income $9.1M ($0.65 diluted) vs $9.3M ($0.64) in Q1 2024; EPS up 1.6% YoY.","Net interest margin 3.74% vs 3.62% YoY; efficiency ratio 60.62% vs 65.97%.","Loan growth ex-warehouse +$18.6M (4% annualized); brokered deposits reduced $85M.","Tangible book value $23.44/share (+1% QoQ); repurchased 476,770 shares at avg $29.71.","Declared $0.25 dividend payable May 15, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-005624","json":"https://secwatch.observer/filing/0001558370-25-005624.json","markdown":"https://secwatch.observer/filing/0001558370-25-005624.md","text":"https://secwatch.observer/filing/0001558370-25-005624.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1130144/000155837025005624/0001558370-25-005624-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1130144/000155837025005624/bsrr-20250428x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T04:43:31.660180+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}