{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-006118","form_type":"8-K","ticker":"SMBK","cik":"0001038773","company_name":"SMARTFINANCIAL INC.","filed_at":"2025-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.251862+00:00","generated_at":"2026-05-22T23:36:44.282729+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"SmartFinancial extends $35M revolving credit line with ServisFirst to May 2027","bullets":["Maturity date extended to May 1, 2027 under Third Amendment to Loan and Security Agreement.","Revolving line principal remains $35 million, unchanged from prior agreements.","Amendment replaces previous amendments from September 2021 and February 2023.","No changes to interest rate or other material terms are disclosed.","Loan continues to be secured by pledged stock under the March 2020 Pledge Agreement."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-006118","json":"https://secwatch.observer/filing/0001558370-25-006118.json","markdown":"https://secwatch.observer/filing/0001558370-25-006118.md","text":"https://secwatch.observer/filing/0001558370-25-006118.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1038773/000155837025006118/0001558370-25-006118-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1038773/000155837025006118/smbk-20250501x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T23:36:44.282729+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}