---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-006118"
form_type: "8-K"
ticker: "SMBK"
cik: "0001038773"
company_name: "SMARTFINANCIAL INC."
filed_at: "2025-05-01T23:59:59+00:00"
generated_at: "2026-05-22T23:36:44.282729+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# SmartFinancial extends $35M revolving credit line with ServisFirst to May 2027

## Summary
- Maturity date extended to May 1, 2027 under Third Amendment to Loan and Security Agreement.
- Revolving line principal remains $35 million, unchanged from prior agreements.
- Amendment replaces previous amendments from September 2021 and February 2023.
- No changes to interest rate or other material terms are disclosed.
- Loan continues to be secured by pledged stock under the March 2020 Pledge Agreement.

## SEC filing metadata
- accession: 0001558370-25-006118
- form_type: 8-K
- ticker: SMBK
- cik: 0001038773
- company_name: SMARTFINANCIAL INC.
- filed_at: 2025-05-01T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1038773/000155837025006118/0001558370-25-006118-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1038773/000155837025006118/smbk-20250501x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-006118
- JSON: https://secwatch.observer/filing/0001558370-25-006118.json
- Plain text: https://secwatch.observer/filing/0001558370-25-006118.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.