{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-006126","form_type":"8-K","ticker":"TCBS","cik":"0001849466","company_name":"Texas Community Bancshares, Inc.","filed_at":"2025-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.138295+00:00","generated_at":"2026-05-23T01:04:37.640434+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"TCBS Q1 net income $643K vs year-ago loss; EPS $0.22; board authorizes 5% buyback","bullets":["Net income of $643,000 ($0.22 diluted EPS) vs net loss of $2.7M in Q1 2024; fourth consecutive quarterly increase.","Net interest income rose 12.3% to $3.3M; net interest margin expanded 45 bps to 3.24% from 2.79%.","Noninterest income swung to +$462K from -$3.6M, helped by completion of 2024 balance sheet restructuring.","Board authorized new stock repurchase program for up to 5% of outstanding common shares.","Broadstreet Bank remains well-capitalized with community bank leverage ratio of 11.09%."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-006126","json":"https://secwatch.observer/filing/0001558370-25-006126.json","markdown":"https://secwatch.observer/filing/0001558370-25-006126.md","text":"https://secwatch.observer/filing/0001558370-25-006126.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849466/000155837025006126/0001558370-25-006126-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849466/000155837025006126/tcbs-20250501x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T01:04:37.640434+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}