IBC Q1 net income $96.9M, EPS flat at $1.56, assets grow to $16.3B

INTERNATIONAL BANCSHARES CORP

2025-Q1 EPS reported $1.56

Net income ~$96.9M, diluted EPS $1.56, essentially flat vs $1.56 in Q1 2024 (net income -0.5%).
Total assets $16.3B (+3.8% from Dec 2024); net loans $8.9B; deposits $12.5B.
Provision for credit loss expense decreased, providing a positive impact to net income.
Net interest income pressured by higher deposit costs; portfolio growth and elevated rates support revenue.

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