{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-006610","form_type":"8-K","ticker":"PAYO","cik":"0001845815","company_name":"Payoneer Global Inc.","filed_at":"2025-05-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.112295+00:00","generated_at":"2026-05-22T09:02:49.308287+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Payoneer Q1 revenue ex interest income +16% YoY to $188.6M; suspends full-year 2025 guidance","bullets":["Revenue ex interest income $188.6M (+16% YoY), total revenue $246.6M; net income $20.6M (-29% YoY). Adjusted EBITDA $65.4M (flat).","ARPU ex interest income grew 22% (7th straight quarter acceleration); SMB B2B revenue +37%, Card spend +29% to $1.4B.","Completed acquisition of China-based Easylink Payment Co., Ltd., strengthening regulatory infrastructure in China.","Suspended full-year 2025 guidance citing macroeconomic uncertainty and evolving trade environment risks."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-006610","json":"https://secwatch.observer/filing/0001558370-25-006610.json","markdown":"https://secwatch.observer/filing/0001558370-25-006610.md","text":"https://secwatch.observer/filing/0001558370-25-006610.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1845815/000155837025006610/0001558370-25-006610-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1845815/000155837025006610/payo-20250507x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T09:02:49.308287+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}