{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009277","form_type":"8-K","ticker":"MCB","cik":"0001476034","company_name":"Metropolitan Bank Holding Corp.","filed_at":"2025-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.066066+00:00","generated_at":"2026-05-18T05:56:38.955078+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"MCB Q2 EPS $1.76 beats prior quarter; initiates $0.15 dividend and new $50M buyback","bullets":["Diluted EPS $1.76, up 21.4% from Q1 $1.45; net income $18.8M.","Net interest margin 3.83%, up 15bps QoQ and 39bps YoY.","Total loans $6.6B (+4.3% QoQ); total deposits $6.8B (+5.3% QoQ).","First-ever quarterly dividend of $0.15/share declared, payable Aug 11 to holders of record July 28.","New $50M share repurchase authorization; prior $50M program completed (878,807 shares at avg $56.90)."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009277","json":"https://secwatch.observer/filing/0001558370-25-009277.json","markdown":"https://secwatch.observer/filing/0001558370-25-009277.md","text":"https://secwatch.observer/filing/0001558370-25-009277.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476034/000155837025009277/0001558370-25-009277-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476034/000155837025009277/mcb-20250717x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:56:38.955078+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}