---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-009277"
form_type: "8-K"
ticker: "MCB"
cik: "0001476034"
company_name: "Metropolitan Bank Holding Corp."
filed_at: "2025-07-17T23:59:59+00:00"
generated_at: "2026-05-18T05:56:38.955078+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# MCB Q2 EPS $1.76 beats prior quarter; initiates $0.15 dividend and new $50M buyback

## Summary
- Diluted EPS $1.76, up 21.4% from Q1 $1.45; net income $18.8M.
- Net interest margin 3.83%, up 15bps QoQ and 39bps YoY.
- Total loans $6.6B (+4.3% QoQ); total deposits $6.8B (+5.3% QoQ).
- First-ever quarterly dividend of $0.15/share declared, payable Aug 11 to holders of record July 28.
- New $50M share repurchase authorization; prior $50M program completed (878,807 shares at avg $56.90).

## SEC filing metadata
- accession: 0001558370-25-009277
- form_type: 8-K
- ticker: MCB
- cik: 0001476034
- company_name: Metropolitan Bank Holding Corp.
- filed_at: 2025-07-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1476034/000155837025009277/0001558370-25-009277-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1476034/000155837025009277/mcb-20250717x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-009277
- JSON: https://secwatch.observer/filing/0001558370-25-009277.json
- Plain text: https://secwatch.observer/filing/0001558370-25-009277.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.