secwatch.observer — SEC 8-K summary
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Issuer:     Metropolitan Bank Holding Corp. (MCB)
CIK:        0001476034
Form:       8-K
Filed at:   2025-07-17T23:59:59+00:00
Accession:  0001558370-25-009277
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

MCB Q2 EPS $1.76 beats prior quarter; initiates $0.15 dividend and new $50M buyback
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- Diluted EPS $1.76, up 21.4% from Q1 $1.45; net income $18.8M.
- Net interest margin 3.83%, up 15bps QoQ and 39bps YoY.
- Total loans $6.6B (+4.3% QoQ); total deposits $6.8B (+5.3% QoQ).
- First-ever quarterly dividend of $0.15/share declared, payable Aug 11 to holders of record July 28.
- New $50M share repurchase authorization; prior $50M program completed (878,807 shares at avg $56.90).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1476034/000155837025009277/0001558370-25-009277-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1476034/000155837025009277/mcb-20250717x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-25-009277

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer