{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009281","form_type":"8-K","ticker":"BCML","cik":"0001730984","company_name":"BayCom Corp","filed_at":"2025-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.828963+00:00","generated_at":"2026-05-18T05:59:03.443646+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BayCom Corp Q2 2025: Net income $6.4M ($0.58 EPS), up 13.6% YoY; NIM 3.77%","bullets":["Net income $6.4M, $0.58 diluted EPS, up 11.6% QoQ and 13.6% YoY from $5.6M.","Net interest income $23.2M, up 3.9% YoY; net interest margin 3.77% (Q1: 3.83%, Q2 2024: 3.69%).","Nonperforming loans $16.4M (0.82% of loans), up from $10.0M (0.51%) in prior quarter.","Deposits $2.2B, up 2.6% QoQ; noninterest-bearing deposits 28.2% of total deposits.","Repurchased 148,450 shares at avg $25.88; declared $0.20 dividend payable July 10, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009281","json":"https://secwatch.observer/filing/0001558370-25-009281.json","markdown":"https://secwatch.observer/filing/0001558370-25-009281.md","text":"https://secwatch.observer/filing/0001558370-25-009281.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1730984/000155837025009281/0001558370-25-009281-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1730984/000155837025009281/bcml-20250630x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:59:03.443646+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}