---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-009281"
form_type: "8-K"
ticker: "BCML"
cik: "0001730984"
company_name: "BayCom Corp"
filed_at: "2025-07-17T23:59:59+00:00"
generated_at: "2026-05-18T05:59:03.443646+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# BayCom Corp Q2 2025: Net income $6.4M ($0.58 EPS), up 13.6% YoY; NIM 3.77%

## Summary
- Net income $6.4M, $0.58 diluted EPS, up 11.6% QoQ and 13.6% YoY from $5.6M.
- Net interest income $23.2M, up 3.9% YoY; net interest margin 3.77% (Q1: 3.83%, Q2 2024: 3.69%).
- Nonperforming loans $16.4M (0.82% of loans), up from $10.0M (0.51%) in prior quarter.
- Deposits $2.2B, up 2.6% QoQ; noninterest-bearing deposits 28.2% of total deposits.
- Repurchased 148,450 shares at avg $25.88; declared $0.20 dividend payable July 10, 2025.

## SEC filing metadata
- accession: 0001558370-25-009281
- form_type: 8-K
- ticker: BCML
- cik: 0001730984
- company_name: BayCom Corp
- filed_at: 2025-07-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1730984/000155837025009281/0001558370-25-009281-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1730984/000155837025009281/bcml-20250630x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-009281
- JSON: https://secwatch.observer/filing/0001558370-25-009281.json
- Plain text: https://secwatch.observer/filing/0001558370-25-009281.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.