{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009288","form_type":"8-K","ticker":"RBCAA","cik":"0000921557","company_name":"REPUBLIC BANCORP INC /KY/","filed_at":"2025-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.709131+00:00","generated_at":"2026-05-18T05:52:56.880267+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Republic Bancorp Q2 net income up 25% to $31.5M; EPS $1.61","bullets":["Net income $31.5M, Diluted EPS $1.61; up 25% and 24% YoY respectively.","Core Bank NIM expanded 26 bps to 3.72%; net interest income rose 13% to $59.9M.","Provision for credit losses was $1.8M vs $5.1M a year ago; net charge-offs improved.","Republic Processing Group net income up 25% to $12.8M, led by Republic Credit Solutions up 40%.","CEO cites solid earnings metrics, balance sheet expansion, and low core bank charge-offs."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009288","json":"https://secwatch.observer/filing/0001558370-25-009288.json","markdown":"https://secwatch.observer/filing/0001558370-25-009288.md","text":"https://secwatch.observer/filing/0001558370-25-009288.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/921557/000155837025009288/0001558370-25-009288-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/921557/000155837025009288/rbcaa-20250718x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:52:56.880267+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}