SmartFinancial Q2 net income $11.7M ($0.69 EPS), up 46% YoY; loan growth 13% annualized

SMARTFINANCIAL INC.

2025-Q2 EPS reported $1.36

Net income $11.7M ($0.69 diluted EPS) vs $8.0M ($0.48) in Q2 2024, a 46% increase.
Operating earnings $0.69 per share, compared to $0.46 in Q2 2024.
Organic loan growth $132M (13% annualized QoQ); NPAs remained low at 0.19% of assets.
Net interest margin expanded to 3.29% from 3.21% prior quarter; net interest income $40.3M.
Tangible book value per share grew 13.7% sequentially.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.