{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009378","form_type":"8-K","ticker":"BHB","cik":"0000743367","company_name":"BAR HARBOR BANKSHARES","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.270673+00:00","generated_at":"2026-05-18T04:46:34.689573+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bar Harbor Bankshares Q2 core EPS $0.70, GAAP $0.40; obtains Guaranty acquisition approval","bullets":["GAAP net income $6.1M ($0.40 diluted EPS); core earnings $10.8M ($0.70 diluted EPS) vs Q1 core $10.5M ($0.68).","Net interest margin expanded to 3.23% from 3.17% QoQ; commercial loans grew 4% annualized.","Obtained all regulatory approvals to acquire Guaranty Bancorp (Woodsville Guaranty Savings Bank); close expected near end of July.","Board declared $0.32 quarterly dividend (unchanged), payable Sept 12 to holders of record Aug 14; yield 4.27%.","Non-interest income fell $4.8M to $4.6M due to $4.9M AFS debt impairment; non-interest expenses rose $2.7M on $1.2M acquisition costs."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009378","json":"https://secwatch.observer/filing/0001558370-25-009378.json","markdown":"https://secwatch.observer/filing/0001558370-25-009378.md","text":"https://secwatch.observer/filing/0001558370-25-009378.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/743367/000155837025009378/0001558370-25-009378-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/743367/000155837025009378/bhb-20250722x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:46:34.689573+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}