secwatch.observer — SEC 8-K summary
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Issuer:     BAR HARBOR BANKSHARES (BHB)
CIK:        0000743367
Form:       8-K
Filed at:   2025-07-22T23:59:59+00:00
Accession:  0001558370-25-009378
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bar Harbor Bankshares Q2 core EPS $0.70, GAAP $0.40; obtains Guaranty acquisition approval
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- GAAP net income $6.1M ($0.40 diluted EPS); core earnings $10.8M ($0.70 diluted EPS) vs Q1 core $10.5M ($0.68).
- Net interest margin expanded to 3.23% from 3.17% QoQ; commercial loans grew 4% annualized.
- Obtained all regulatory approvals to acquire Guaranty Bancorp (Woodsville Guaranty Savings Bank); close expected near end of July.
- Board declared $0.32 quarterly dividend (unchanged), payable Sept 12 to holders of record Aug 14; yield 4.27%.
- Non-interest income fell $4.8M to $4.6M due to $4.9M AFS debt impairment; non-interest expenses rose $2.7M on $1.2M acquisition costs.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/743367/000155837025009378/0001558370-25-009378-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/743367/000155837025009378/bhb-20250722x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-25-009378

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer