{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009443","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.182542+00:00","generated_at":"2026-05-18T03:37:13.991982+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hanover Bancorp Q2 net income $2.4M ($0.33 EPS) vs $0.8M a year ago; NIM expands to 2.76%","bullets":["Net income of $2.4M vs $0.8M in Q2 2024; diluted EPS $0.33 vs $0.11.","Net interest margin increased to 2.76% from 2.68% linked quarter and 2.46% YoY.","Demand deposits grew $28.1M (13%) from March 31, 2025; non-performing loans fell to $12.7M (0.64% of loans).","Quarterly dividend of $0.10 per share declared; payable Aug 13, 2025 to holders of record Aug 6, 2025.","Added to Russell 2000 Index in June 2025; opened tenth branch in Port Jefferson, NY."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009443","json":"https://secwatch.observer/filing/0001558370-25-009443.json","markdown":"https://secwatch.observer/filing/0001558370-25-009443.md","text":"https://secwatch.observer/filing/0001558370-25-009443.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000155837025009443/0001558370-25-009443-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000155837025009443/hnvr-20250723x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:37:13.991982+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}