{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009449","form_type":"8-K","ticker":"NBBK","cik":"0001979330","company_name":"NB Bancorp, Inc.","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.746695+00:00","generated_at":"2026-05-18T03:42:34.915134+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"NB Bancorp Q2 net income $14.6M ($0.39 EPS), up 15% QoQ; initiates $0.07 dividend","bullets":["Net income $14.6M ($0.39 diluted EPS) vs $12.7M ($0.33) prior Q; operating net income $15.0M ($0.40).","Net interest margin expanded 21 bps to 3.82%; gross loans grew $76.7M to $4.54B.","Board declared first quarterly dividend of $0.07/share, payable Aug 20 to holders of record Aug 6.","Repurchased 1.1M shares at avg $17.08; book value per share $18.09, down from $18.23 due to buybacks and stock awards.","Provision for credit losses increased to $3.2M from $1.2M, driven by loan growth and maturities expansion."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009449","json":"https://secwatch.observer/filing/0001558370-25-009449.json","markdown":"https://secwatch.observer/filing/0001558370-25-009449.md","text":"https://secwatch.observer/filing/0001558370-25-009449.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1979330/000155837025009449/0001558370-25-009449-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1979330/000155837025009449/nbbk-20250723x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:42:34.915134+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}