{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009545","form_type":"8-K","ticker":"HTH","cik":"0001265131","company_name":"Hilltop Holdings Inc.","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.547343+00:00","generated_at":"2026-05-18T02:03:49.396533+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hilltop Q2 net income $36.1M ($0.57 EPS) vs $20.3M; NIM expands, credit loss reversal, dividend raised","bullets":["Net income to common stockholders $36.1M ($0.57 diluted EPS) vs $20.3M ($0.31) in Q2 2024, driven by credit loss reversal and higher NIM.","Net interest margin expanded to 3.01% (Q1: 2.84%); reversal of credit losses $7.3M vs provision of $9.3M in Q1.","Dividend raised to $0.18/share (prev $0.17) payable Aug 29, record Aug 15; stock buyback authorization increased by $35M to $135M.","Redeemed all $50M of 5.75% subordinated notes due 2030 on May 15; mortgage segment included $9.5M one-time legal settlement benefit.","Mortgage origination volume $2.4B flat YoY; net gains 233 bps; banking segment NIM 3.16%."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009545","json":"https://secwatch.observer/filing/0001558370-25-009545.json","markdown":"https://secwatch.observer/filing/0001558370-25-009545.md","text":"https://secwatch.observer/filing/0001558370-25-009545.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1265131/000155837025009545/0001558370-25-009545-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1265131/000155837025009545/hth-20250724x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:03:49.396533+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}