---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-009545"
form_type: "8-K"
ticker: "HTH"
cik: "0001265131"
company_name: "Hilltop Holdings Inc."
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:03:49.396533+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hilltop Q2 net income $36.1M ($0.57 EPS) vs $20.3M; NIM expands, credit loss reversal, dividend raised

## Summary
- Net income to common stockholders $36.1M ($0.57 diluted EPS) vs $20.3M ($0.31) in Q2 2024, driven by credit loss reversal and higher NIM.
- Net interest margin expanded to 3.01% (Q1: 2.84%); reversal of credit losses $7.3M vs provision of $9.3M in Q1.
- Dividend raised to $0.18/share (prev $0.17) payable Aug 29, record Aug 15; stock buyback authorization increased by $35M to $135M.
- Redeemed all $50M of 5.75% subordinated notes due 2030 on May 15; mortgage segment included $9.5M one-time legal settlement benefit.
- Mortgage origination volume $2.4B flat YoY; net gains 233 bps; banking segment NIM 3.16%.

## SEC filing metadata
- accession: 0001558370-25-009545
- form_type: 8-K
- ticker: HTH
- cik: 0001265131
- company_name: Hilltop Holdings Inc.
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1265131/000155837025009545/0001558370-25-009545-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1265131/000155837025009545/hth-20250724x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-009545
- JSON: https://secwatch.observer/filing/0001558370-25-009545.json
- Plain text: https://secwatch.observer/filing/0001558370-25-009545.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.