{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009618","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2025-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.258363+00:00","generated_at":"2026-05-18T00:48:24.989742+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Capital Q2 net income $3.8M ($1.13/sh) vs $2.8M ($0.85/sh) YoY","bullets":["Net income $3.8M vs $2.8M in Q2 2024; diluted EPS $1.13 vs $0.85.","Net interest margin (tax-equiv) improved to 3.59% from 3.15% YoY.","Total assets $1.24B, up from $1.19B at Dec 2024; deposits grew $44.2M.","Nonperforming assets fell to $4.0M from $4.5M; net charge-offs $113K in Q2.","Provision for credit losses decreased to $306K from $360K; loan growth continued."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009618","json":"https://secwatch.observer/filing/0001558370-25-009618.json","markdown":"https://secwatch.observer/filing/0001558370-25-009618.md","text":"https://secwatch.observer/filing/0001558370-25-009618.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000155837025009618/0001558370-25-009618-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000155837025009618/fcap-20250725x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:48:24.989742+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}