{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009640","form_type":"8-K","ticker":"BSRR","cik":"0001130144","company_name":"SIERRA BANCORP","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.404454+00:00","generated_at":"2026-05-18T00:07:35.860871+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Sierra Bancorp Q2 net income $10.6M ($0.78 EPS), up from $0.71 YoY; loan growth 22% annualized","bullets":["Net income $10.6M, diluted EPS $0.78 vs $0.71 in Q2 2024; linked-quarter net income up 17%.","Loans grew $127.9M (22% annualized) to $2.43B; mortgage warehouse up $118.7M.","Dividend of $0.25/share declared, payable Aug 14, 2025; repurchased 135,641 shares in Q2.","Tangible book value per share up 2% to $23.98; efficiency ratio improved to 59.43% from 60.62%.","Noninterest-bearing deposits 36% of total deposits; Community Bank Leverage Ratio 11.75%."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009640","json":"https://secwatch.observer/filing/0001558370-25-009640.json","markdown":"https://secwatch.observer/filing/0001558370-25-009640.md","text":"https://secwatch.observer/filing/0001558370-25-009640.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1130144/000155837025009640/0001558370-25-009640-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1130144/000155837025009640/bsrr-20250728x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:07:35.860871+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}