secwatch.observer — SEC 8-K summary
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Issuer:     SIERRA BANCORP (BSRR)
CIK:        0001130144
Form:       8-K
Filed at:   2025-07-28T23:59:59+00:00
Accession:  0001558370-25-009640
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Sierra Bancorp Q2 net income $10.6M ($0.78 EPS), up from $0.71 YoY; loan growth 22% annualized
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- Net income $10.6M, diluted EPS $0.78 vs $0.71 in Q2 2024; linked-quarter net income up 17%.
- Loans grew $127.9M (22% annualized) to $2.43B; mortgage warehouse up $118.7M.
- Dividend of $0.25/share declared, payable Aug 14, 2025; repurchased 135,641 shares in Q2.
- Tangible book value per share up 2% to $23.98; efficiency ratio improved to 59.43% from 60.62%.
- Noninterest-bearing deposits 36% of total deposits; Community Bank Leverage Ratio 11.75%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1130144/000155837025009640/0001558370-25-009640-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1130144/000155837025009640/bsrr-20250728x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-25-009640

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