---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-009655"
form_type: "8-K/A"
ticker: null
cik: "0001412502"
company_name: "Sterling Real Estate Trust"
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:12:44.540291+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# Sterling Real Estate Trust enters $10M revolving credit note at 5.25% to affiliate

## Summary
- Revolving promissory note of $10,000,000 at 5.25% interest, maturing December 31, 2025.
- Lender is operating partnership Sterling Properties, LLLP; borrower is Sterling Office and Industrial Properties, LLLP.
- Note is guaranteed by Sterling Real Estate Trust; lender can demand repayment on 30 days' notice.
- Transaction is between related parties under common control; interest rate adjustable by administrator.
- Borrower may prepay without penalty; monthly interest-only payments starting August 10, 2025.

## SEC filing metadata
- accession: 0001558370-25-009655
- form_type: 8-K/A
- cik: 0001412502
- company_name: Sterling Real Estate Trust
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1412502/000155837025009655/0001558370-25-009655-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1412502/000155837025009655/sret-20250625x8ka.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-009655
- JSON: https://secwatch.observer/filing/0001558370-25-009655.json
- Plain text: https://secwatch.observer/filing/0001558370-25-009655.txt

## Key facts
- Debt Financings
  Sterling Real Estate Trust incurred loan of $10,000,000 with Sterling Office and Industrial Properties, LLLP at 5.25%.
  - Instrument: loan
  - Principal: $10,000,000
  - Counterparty: Sterling Office and Industrial Properties, LLLP
  - Rate: 5.25%
  - Event: incurrence
  source text: into a promissory note with Sterling Office and Industrial Properties, LLLP (the “Borrower”) pursuant to which the Borrower [has borrowed/borrow up to] the principal amount of $10,000,000 from the Lender. The Revolving Promissory Note bears a 5.25% interest rate. The Borrower may prepay the Revolving Promissory Note without penalty. ​ The Revolving Promissory Note
  evidence_url: https://www.sec.gov/Archives/edgar/data/1412502/000155837025009655/0001558370-25-009655-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.