---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-009656"
form_type: "8-K/A"
ticker: null
cik: "0001412502"
company_name: "Sterling Real Estate Trust"
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:14:11.655897+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Sterling Real Estate Trust enters $10M revolving promissory note with affiliate at 6.75%

## Summary
- Sterling Real Estate Trust, through its operating partnership, lent $10,000,000 to Sterling Office and Industrial Properties, LLLP.
- The revolving note carries a 6.75% initial interest rate, adjustable by the administrator, with a default rate plus 5.00%.
- Maturity date is December 31, 2025, with a lender call option on 30 days' notice and no prepayment penalty.
- The note is guaranteed by Sterling Real Estate Trust and involves related entities: Sterling Properties LLLP (lender) and Sterling Management LLC (administrator).
- This Amended Form 8-K/A corrects a misspelling of the registrant's name on the cover; the original obligation was reported on June 30, 2025.

## SEC filing metadata
- accession: 0001558370-25-009656
- form_type: 8-K/A
- cik: 0001412502
- company_name: Sterling Real Estate Trust
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1412502/000155837025009656/0001558370-25-009656-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1412502/000155837025009656/sret-20250625x8ka.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-009656
- JSON: https://secwatch.observer/filing/0001558370-25-009656.json
- Plain text: https://secwatch.observer/filing/0001558370-25-009656.txt

## Key facts
- Debt Financings
  Sterling Real Estate Trust incurred loan of $10,000,000 with Sterling Office and Industrial Properties, LLLP at 6.75%.
  - Instrument: loan
  - Principal: $10,000,000
  - Counterparty: Sterling Office and Industrial Properties, LLLP
  - Rate: 6.75%
  - Event: incurrence
  source text: On June 25, 2025, Sterling Real Estate Trust (the "Company"), through its operating partnership, Sterling Properties L.L.L.P. (the "Lender") entered into a promissory note with Sterling Office and Industrial Properties, LLLP (the "Borrower") pursuant to which the Borrower [has borrowed/borrow up to] the principal amount of $10,000,000 from the Lender. The Revolving Promissory Note bears a 6.75% interest rate.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1412502/000155837025009656/0001558370-25-009656-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.