{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009664","form_type":"8-K","ticker":"SMBC","cik":"0000916907","company_name":"SOUTHERN MISSOURI BANCORP, INC.","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.695887+00:00","generated_at":"2026-05-18T00:43:25.233855+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Southern Missouri Bancorp posts FY2025 EPS $5.18, up 17% YoY; TBV $41.87","bullets":["Diluted EPS $5.18 for FY2025, up $0.76 or 17.2% from $4.42 in FY2024.","Tangible book value per share $41.87 as of June 30, 2025, up 14.1% during the year.","Loans, net of ACL, $4.0 billion, up $250.8M or 6.6% from June 30, 2024.","Net interest margin expanded and earning assets grew nearly 7%, driving earnings.","Company highlighted a history of eight acquisitions in the last 10 fiscal years."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009664","json":"https://secwatch.observer/filing/0001558370-25-009664.json","markdown":"https://secwatch.observer/filing/0001558370-25-009664.md","text":"https://secwatch.observer/filing/0001558370-25-009664.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/916907/000155837025009664/0001558370-25-009664-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/916907/000155837025009664/smbc-20250728x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:43:25.233855+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}