---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-25-009664"
form_type: "8-K"
ticker: "SMBC"
cik: "0000916907"
company_name: "SOUTHERN MISSOURI BANCORP, INC."
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:43:25.233855+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Southern Missouri Bancorp posts FY2025 EPS $5.18, up 17% YoY; TBV $41.87

## Summary
- Diluted EPS $5.18 for FY2025, up $0.76 or 17.2% from $4.42 in FY2024.
- Tangible book value per share $41.87 as of June 30, 2025, up 14.1% during the year.
- Loans, net of ACL, $4.0 billion, up $250.8M or 6.6% from June 30, 2024.
- Net interest margin expanded and earning assets grew nearly 7%, driving earnings.
- Company highlighted a history of eight acquisitions in the last 10 fiscal years.

## SEC filing metadata
- accession: 0001558370-25-009664
- form_type: 8-K
- ticker: SMBC
- cik: 0000916907
- company_name: SOUTHERN MISSOURI BANCORP, INC.
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/916907/000155837025009664/0001558370-25-009664-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/916907/000155837025009664/smbc-20250728x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-25-009664
- JSON: https://secwatch.observer/filing/0001558370-25-009664.json
- Plain text: https://secwatch.observer/filing/0001558370-25-009664.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.