{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-25-009799","form_type":"8-K","ticker":"PBFS","cik":"0001769663","company_name":"Pioneer Bancorp, Inc./MD","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.930872+00:00","generated_at":"2026-05-17T23:09:40.195693+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Pioneer Bancorp Q2 net income rises to $6.5M ($0.26 EPS) from $3.9M year ago","bullets":["Net income $6.5M, up 67% YoY; diluted EPS $0.26 vs $0.16.","Net interest income $19.6M (+14% YoY); NIM 4.13%, up 20 bps.","Loans grew 7.5% to $1.54B; deposits up 9.8% to $1.74B.","Non-performing assets rose to $11.5M (0.55% of assets) from $5.2M at Dec 2024; provision $1.6M.","Repurchased 282,836 shares at avg $11.59 in Q2; 491K shares remain under program."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-25-009799","json":"https://secwatch.observer/filing/0001558370-25-009799.json","markdown":"https://secwatch.observer/filing/0001558370-25-009799.md","text":"https://secwatch.observer/filing/0001558370-25-009799.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1769663/000155837025009799/0001558370-25-009799-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1769663/000155837025009799/pbfs-20250730x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:09:40.195693+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}