secwatch.observer — SEC 8-K summary
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Issuer:     Pioneer Bancorp, Inc./MD (PBFS)
CIK:        0001769663
Form:       8-K
Filed at:   2025-07-30T23:59:59+00:00
Accession:  0001558370-25-009799
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Pioneer Bancorp Q2 net income rises to $6.5M ($0.26 EPS) from $3.9M year ago
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- Net income $6.5M, up 67% YoY; diluted EPS $0.26 vs $0.16.
- Net interest income $19.6M (+14% YoY); NIM 4.13%, up 20 bps.
- Loans grew 7.5% to $1.54B; deposits up 9.8% to $1.74B.
- Non-performing assets rose to $11.5M (0.55% of assets) from $5.2M at Dec 2024; provision $1.6M.
- Repurchased 282,836 shares at avg $11.59 in Q2; 491K shares remain under program.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1769663/000155837025009799/0001558370-25-009799-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1769663/000155837025009799/pbfs-20250730x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-25-009799

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer